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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Seattle, Redmond and Bellevue real estate experts, it's our job to guide you, from beginning to end. We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider...

- How much can you afford
- How to qualify for a mortgage
- How much cash to use for a downpayment
- How to buy a home with little or nothing down
- What it takes to get approved for financing
- What banks and other financial institutions are looking for
- How much your payments will be
- The tax advantages of buying
...and more!

We are a One-Stop Buyer's Shop

where you'll find everything you need to purchase a home from mortgage tools to buyer and seller reports.  Stay as long as you like and if any questions come up for you, give us a call (206) 441-1850.

What Every Buyer Needs...

Buyer Book - Send us a Quick Request and we'll send you a comlete Buyer's Package to help you get started.

All About Mortgages - An important step in purchasing a home is to find a loan that's right for your situation.

Search Mortgage Rates - Take a look at Bank of America's latest Up-to-date bank rates.

Assess Your Finances With These Mortgage Calculators - Tools to help you prepare for your next home.

Loan Programs There are many options available when applying for a loan but all those options can become confusing.  Here is a great list of programs and what they can do for you.

Check Your Score, Get Better Rates

First-Time Home Buyers  Now that you're ready to buy, how do you find the loan that's right for you? Here are some common questions and answers to help you with the process.

So What KInd of Home Can I Buy? -  Eileen's Team adds new listings to her site continuously. Don't miss out on your dream home! We post them as we see them! Be instantly updated right when a home is listed!

Easy Home Search - Search for homes in the entire state of Washington.

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer a FREE Buyer's Package to get you started, with no strings attached...Or check out our on-line mortgage calculators and crunch some numbers on your own... 

The Best Mortgage Calculators on the Web: 

Buyer Report #1
6 Things You Must Know Before You Buy
A new report has just been released which identifies the 6 most common and costly mistakes that homebuyers make when buying a home. industry insiders have prepared a FREE special report entitled "6 Things You Must Know Before You Buy". Having the right information can make a major difference in this critical negotiation.

Order this report NOW to find out what you need to know before your next move.
 
Buyer Report #2
How to Buy a Home with Absolutely No Money Down
Industry insiders have prepared a new special report entitled, "How to Buy a Home With Zero Down", and reveal how this new and innovative program can get you into the housing market immediately and with absolutely no down payment. Order this report NOW and you can get into the housing market with ABSOLUTELY NO MONEY DOWN.

Order this report NOW to buy your very own home with no money down.
 
Buyer Report #3
How To Stop Paying Rent and Own Your Own Home
It doesn't matter how long you've been renting, or how insurmountable your financial situation may seem. With the help of this report, it will become suddenly clear to you how you really can save for the down payment and stop wasting thousands of dollars on rent.

Order this report NOW to say goodbye to renting forever.
 
Buyer Report #4
Homebuyers: How to Save Thousands When You Buy
If you're like most homebuyers, you have two primary considerations in mind when you start looking for a home. First, you want to find the home that perfectly meets your needs and desires, and secondly, you want to purchase this home for the lowest possible price. When you analyze those successful home buyers who have the experience to purchase the home they want for thousands of dollars below a seller's asking price, some common denominators emerge. Negotiating skills are important, but there are three additional key factors that must come into play long before you ever submit an offer. This FREE report outlines the psychology of how a seller sets their asking price, and gives you 3 simple steps to follow, before you even set foot in a seller's home, which will ensure you are able to successfully slash thousands of dollars off the price of the home you want.

Order this report NOW to buy your new home with no money down.
 
Buyer Report #5
Nine Buyer Traps and How to Avoid Them
Buying a home is a major investment no matter which way you look at it. But for many homebuyers, it's an even more expensive process than it needs to be because many fall prey to at least a few of many common and costly mistakes which trap them into either paying too much for the home they want, or losing their dream home to another buyer or, worse, buying the wrong home for their needs. A systemized approach to the home buying process can help you steer clear of these common traps, allowing you to not only cut costs, but also buy the home that's best for you.
Order this report NOW to learn how to avoid costly buyer mistakes before you purchase your next home.
 
Buyer Report #6
13 Extra Costs to Be Aware of Before Buying a Home
Whether you're looking to buy your first home, or trading up to a larger one, there are many costs - on top of the purchase price - that you must figure into your calculation of affordability. These extra fees, such as taxes and other additional costs, could surprise you with an unwanted financial nightmare on closing day if you're not informed and prepared. To help homebuyers understand what these extra costs are, and in what situations they may apply, a free industry report has been prepared called "13 Extra Costs to Be Aware of Before Buying a Home".
Order this report NOW to make sure you're budgeting properly for your next move.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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School Reports in Seattle, Redmond and Bellevue, Washington
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Real Estate Tips
Remodeling and Renovations >Water Problems

Sometimes there are defects in a house that the homeowners no longer notice, such as small leaks in the roof or a basement that only gets damp when it rains. When the house is on the market, they don't have a real sense of urgency about having such defects repaired. The real estate agent feels quite differently, however.

When buyers are deciding which houses deserve serious consideration, any kind of water problem may appear to be much more detrimental than it really is. The sellers may regard a damp basement as simply a sign that it's time to clean the gutters or check the soil buildup around the house or a leaking roof as a call for new flashing. But to someone who has never owned a home, these defects can be taken as signs that the house may not fulfill their primary need for shelter from "the elements." Renters may be perfectly willing to live in a home with minor water problems, but buyers are likely to pass up the same house if they think it won't keep them perfectly dry.

See All Tips In The "Remodeling and Renovations" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What was the greatest land grant ever given to an English subject?

A 
William Penn arrived in October, 1682, to take over his enormous grant that later became Pennsylvania and Delaware.
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Eileen's Team, REALTOR®, real estate agents and broker for Seattle, Redmond and Bellevue Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Eileen's Team
RE/MAX Connected

222 Wall Street Ste 110
Seattle, WA 98121
Cel: (425) 444-8338
Tel: (206) 441-1851
Fax: (206) 441-1853
Email: theeileentefftteam@NUMBER1EXPERT.com

Eileen and her husband Randy have 5 children and are anxiously waiting for grandchildren. Eileen has been a licensed real estate agent for over 27 years, handling both commercial and residential. During this time she also owned 3 very successful restaurants, a boat yard and a marina. She lives in Issaquah and is passionate about homes and real estate. In fact, she is so passionate that she and her son Jon own a development and construction company, as well as a real estate company. Eileen knew early on, that in order to be successful, she would not only need to continue with the quality of service her clients had come to expect but would need to stay abreast of new technologies and developments in the world of computers. Her office is equipped with the most current hardware and software to better service her clients.

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