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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home?

Real Estate Agents Are Your Professional Guides - Make Sure You Choose Top Experts!


You might be a bit afraid or intimidated by the whole process of buying your first home.  As top Seattle, Redmond, Bellevue & Puget Sound real estate experts, it's our job to guide you, from beginning to end.  We will take the time to go through each and every step of the buying process.  There is no such thing as a dumb question - ask away!

Together, we will consider...

- How much can you afford.

- How to qualify for a mortgage.

- How much cash to use for a downpayment.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing.

- What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

...and more!



We are a ONE-STOP Buyer's Shop!


Where you'll find everything you need to purchase a home  - from mortgage tools to buyer and seller reports.  Stay as long as you like and if any questions come up for you, give us a call (206) 441-1850 or email us...


 
What Every Buyer Needs...


Buyer Book - Send us a Quick Request and we'll send you a comlete Buyer's Package to help you get started.




All About Mortgages
- An important step in purchasing a home is to find a loan that's right for your situation.




Search Mortgage Rates
- Take a look at the latest Up-to-date mortgage rates.





Assess Your Finances With These Mortgage Calculators - Tools to help you prepare for your next home.




Check Your Score, Get Better Results - My Fico, get your complete credit picture.




Loan Programs - There are many options available when applying for a loan but all those options can become confusing.  Here is a great list of programs and what they can do for you.



First time Home Buyers Now that you're ready to buy, how do you find the loan that's right for you?  Here are some common questions and answers to help you with the process.


So What Kind of Home Can I Buy? -  Don't miss out on your dream home!  We visit these home daily!   Be instantly updated right when a home is listed!


Easy Home Search
Search for homes in the entire State of Washington



Tell us a bit about your situation below.  We'll get right back to you.  There is absolutely no charge, and we offer a FREE Buyer's Package to get you started, with no strings attached...Or check out our on-line mortgage calculators and crunch some numbers on your own...


The Best Mortgage Calculators on the Web:





Get your FREE Buyer Report

 

Buyer Report #1 
6 Things You Must Know Before You Buy
A new report has just been released which identifies the 6 most common and costly mistakes that homebuyers make when buying a home.  Industry insiders have prepared a FREE special report entitled "6 Things You Must Know Before You Buy".  Having the right information can make a major difference in this critical negotiation.

ORDER THIS REPORT NOW to find out what you need to know before your next move.
 


Buyer Report #2
How to Buy a Home with Absolutely No Money Down

Industry insiders have prepared a new special report entitled, "How to Buy a Home With Zero Down", and reveal how this new and innovative program can get you into the housing market immediately and with absolutely no down payment.  Order this report NOW and you can get into the housing market with ABSOLUTELY NO MONEY DOWN.

ORDER THIS REPORT NOW to buy your very own home with no money down. 
 


Buyer Report #3
How To Stop Paying Rent and Own Your Own Home

It doesn't matter how long you've been renting, or how insurmountable your financial situation may seem.  With the help of this report, it will become suddenly clear to you how you really can save for the down payment and stop wasting thousands of dollars on rent. 

ORDER THIS REPORT NOW to say goodbye to renting forever.
 


Buyer Report #4
Homebuyers: How to Save Thousands When You Buy
If you're like most homebuyers, you have two primary considerations in mind when you start looking for a home.  First, you want to find the home that perfectly meets your needs and desires, and secondly, you want to purchase this home for the lowest possible price.  When you analyze those successful home buyers who have the experience to purchase the home they want for thousands of dollars below a seller's asking price, some common denominators emerge.  Negotiating skills are important, but there are three additional key factors that must come into play long before you ever submit an offer.  This FREE report outlines the psychology of how a seller sets their asking price, and gives you 3 simple steps to follow, before you even set foot in a seller's home, which will ensure you are able to successfully slash thousands of dollars off the price of the home you want. 

ORDER THIS REPORT NOW to buy your new home with no money down.
 


Buyer Report #5
Nine Buyer Traps and How to Avoid Them

Buying a home is a major investment no matter which way you look at it.  But for many homebuyers, it's an even more expensive process than it needs to be because many fall prey to at least a few of many common and costly mistakes which trap them into either paying too much for the home they want, or losing their dream home to another buyer or, worse, buying the wrong home for their needs.  A systemized approach to the home buying process can help you steer clear of these common traps, allowing you to not only cut costs, but also buy the home that's best for you.

ORDER THIS REPORT NOW to learn how to avoid costly buyer mistakes before you purchase your next home.
 


Buyer Report #6
13 Extra Costs to Be Aware of Before Buying a Home

Whether you're looking to buy your first home, or trading up to a larger one, there are many costs - on top of the purchase price - that you must figure into your calculation of affordability.  These extra fees, such as taxes and other additional costs, could surprise you with an unwanted financial nightmare on closing day if you're not informed and prepared.  To help homebuyers understand what these extra costs are, and in what situations they may apply, a free industry report has been prepared called "13 Extra Costs to Be Aware of Before Buying a Home".

ORDER THIS REPORT NOW to make sure you're budgeting properly for your next move.



New to the home buying process?  Tell us your concerns...Ask us questions...It's our job to help!  There's no obligation, and we promise to get back to you quickly...

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School Reports in Seattle, Redmond and Bellevue, Washington
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Washington Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Seattle, Redmond and Bellevue 



Real Estate Tips
First Time Buyers >Making Your Dream Home Come True

Is it time to initiate the purchase of your first home? You may be starting a family and outgrowing your small apartment. If the time seems right to seriously consider buying a house, but you are afraid you don't have enough cash, don't worry!

Real estate agents are experienced in helping first-time buyers locate the financial resources to make such a move. The first step is to sit down with an agent who is familiar with available loan programs. You will need money for the down payment, and your income must be high enough to meet the lender's qualifying standards.

Real estate agents may be able to minimize the amount of cash needed with a little help from either the sellers or the loan company. You might be able to include some of the closing costs in your mortgage. The sellers might consider a lease/purchase agreement which would allow you to rent for a few months while accumulating the funds you need. If you are ready to buy your first home, let your real estate agent assist you in making your dream a reality.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What was the first land designated by the US government as a National Park?

A 
Yellowstone was established "as a public park or pleasuring ground for the benefit and enjoyment of people" in March 1872.
See More Real Estate Trivia >


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Eileen's Team, REALTOR®, real estate agents and broker for Seattle, Redmond and Bellevue Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Eileen Tefft
Connected Global Group

1140 NW Honeywood Pl
Issaquah, WA 98027
Cell: (425) 444-8338
Email: eileen@eileentefft.com

30 years of experience in all phases of commercial and residential can be your very best asset.

CPS CRS ePro Equal Housing MLS REALTOR



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