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School Reports in Seattle, Redmond and Bellevue, Washington

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First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	What is considered the oldest surviving non-native building in the U.S.?
A	The governor's palace in Sante Fe, New Mexico, built in 1609, was constructed with materials and methods adapted from the native Indians.
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Eileen's Team, REALTOR®, real estate agents and broker for Seattle, Redmond and Bellevue Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

RE/MAX Eastside/Metro Brokers Inc
RE/MAX Eastside/Metro Brokers Inc
11555 SE 8th St Suite 200
Bellevue WA 98004
Cel: (425) 444-8338
Tel: (425)453-7000
Fax: 425-453-4778
Email: cwester@hotmail.com
Our two award winning offices boast a long term presence in the Pacific Northwest Region of 20+ years, with over 250 highly experienced agents to serve you. The combined volume totals generated by these highly successful agents have made these two offices the number one offices in our region. Our agents consistently place in the top 100 Individuals and Teams in the country. Our agents participate in RE/MAX Premier Community Citizenship by supporting such organizations as the Susan G. Komen foundation, Children’s Miracle Network, Sentinels of Freedom, and Operation RE/MAX.

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